Banker’s clause ~ Akademi Asuransi

Banker’s clause



It is noted and agreed that the property by this Policy has been mortgaged with bank
PT. BANK SESUATU
and that in consequence thereof, it has been agreed with the said mortgagee and the Insured, that in case of loss, if any, payable under this policy any payment up to the amount to which the said mortgagee is entitled for principal, interest accrued and costs shall be made to the said mortgage without prejudice to the rights the insured may have on the difference.
This clause to be null and void on receipt of advice from the said mortgagee that they are no longer interested in the insured under this Policy.

BANKER’S INTEREST CLAUSE
in respect of
PT. SESUATU
Adressss… Indonesia


It  is  hereby noted and agreed that the property  insured  under this  Policy has been pledged with PT. BANK SESUATU  and until such time as the  Bank shall have notified the  Insurer in  writing  to the contrary, the Insurer shall advise the Bank :

(i)    if  they propose to  cancel  the Policy by giving notice of cancellation in writing  at least 30 (thirty) days before such cancellation is to take effect;

(ii)    of :

(a)    any material alteration to the Policy; and

(b)    Policy expiry :
in writing  at least  30 days  before  such alteration or expiry;

(iii)    promptly  of any default in the payment of any premium  or failure to renew any  Policy

(iv)    of  any  act  or omission by the Insured or of  any event  of  which  the Insurer  has knowledge and which they  consider may invalidate  or render unenforceable in  whole or  in  part any Policy ; and

(v)    of any claim under the policy

It  shall  be further noted that in the event of  loss payable under this Policy, any payment up to the amount to  which the   Bank is entitled for principal, interest  accrued  and  costs  shall  be made to the Bank without prejudice  to  the rights of the Insured for the difference and the Bank  shall act  in  its  capacity  as joint-insured  subject  to  the  terms and  conditions of the Policy.
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