Cyber risk exclusion (NMA 2915)

This agreement does not apply to, and specifically excludes losses of any kind directly or indirectly caused by, arising from, or consisting of, in whole or in part :
a.    the use or misuse of the internet or similar facility ;
b.    any electronic transmission of data or other information ;
c.    any computer virus or similar problem ;
d.    the use or misuse of any internet address, website or similar facility ;
e.    any data or other information posted on website or similar facility ;
f.    any loss of data or damage to any computer system, including but not limited to hardware or software (unless such loss or damage is caused by an earthquake, a fire, a flood, or a storm)
g.    the functioning or malfunctioning of the internet or similar facility, or of any internet address, website or similar facility (unless such loss or damage is caused by an earthquake, a fire, a flood, or a storm); or
h.    any infringement, whether intentional or unintentional, of any intellectual property rights (including but not limited to trademark copyright or patent)
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