Klausul yang harus dicoret dalam asuransi PAR / IAR

Inilah klausul yang harus dicoret dalam asuransi Property All Risk / Industrial All Risk:

Machinery Breakdown Clause and Sub Limit
Notwithstanding of anything contained in the policy to the contrary this insurance is extended to cover any unforeseen and sudden damage to any machinery described in the policy from mechanical and electrical breakdown with limit Rp. XXXXX  in the aggregate.
Alasan: OJK mengharuskan asuransi Machinery Breakdown --- dan Electrical Breakdown --- secara terpisah dari asuransi Property

 Special Electrical Short Circuit Clause
Notwithstanding anything herein contained to the contrary it is hereby expressly understood and agreed that this policy also covers loss or damage to any generator, motor, transformer and/or other electrical machine and/or electrical installation insured hereunder caused by short circuit or self heating.

OPTION 2  (versi D.A.I Code 4.9)
It is hereby expressly understood and agreed that in consideration of the payment of an additional  premium as arrange, this policy also covers loss to any generator, motor, transformer, and/or any other electrical machine and/or electrical installation except household appliances insured under item ………. Of the schedule of the policy caused by short circuit or self heating subject to a deductible XX% of sum insured of every unit which Insured with a maximum of Rp. XX.000.000,- any one accident.
However, this cover is inapplicable if the risk is covered under "Machinery Breakdown" or any other special policy.
Alasan: OJK mengharuskan asuransi Machinery Breakdown --- dan Electrical Breakdown --- secara terpisah dari asuransi Property. Generator, motor, transformer and/or other electrical machine termasuk golongan mesin.

Construction, Erection, Alteration, or Repairs Clause
This insurance hereby extends to cover in respect of damage to property or plant and machinery that is under construction, erection, alteration, or repairs including testing, and commissioning associated with same.
Provided that the total value of the contract does not exceed the the amount provided in the sub-limit in the Schedule
 Alasan: Ada unsur kerusakan mesin di sini. Lagipula, klausul ini lebih cocok dipergunakan untuk asuransi EAR/CAR

Money in the premises clause
 Alasan: Klausul ini harusnya ada di asuransi Money (Case in Safe}

Jika ada klausul lain yang bisa Anda usulkan, silakan.


Regards,
Afrianto Budi P SS MM





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1 komentar:

  1. Yunita Nurudeen31 Maret 2015 23.19

    Hati-hati di sini. Tidak ada yang dapat membantu Anda di sini atau bahkan menyarankan bagaimana Anda bebas untuk mendapatkan bantuan keuangan. Setiap jawaban dari pemberi pinjaman kredit atas pertanyaan Anda, Anda harus mengabaikan, karena Mereka Apakah Penipuan ... penipuan yang nyata ... saya adalah korban yang saya robek Ribuan dolar ... baik terima kasih Tuhan untuk saudara Kristen yang dimaksud saya untuk sebuah organisasi pinjaman yang dibentuk oleh beberapa Ibu Clara, claraloans@financier.com.
    Mereka membuat hidup saya yang berharga dan memberikannya makna. Ketika adik memberiku semata-mata untuk Untuk kontak lebih lanjut, saya menghubungi dia. Mereka menyetujui pinjaman sebesar $ 75.000,00 USD dan dalam 48 jam setelah bertemu semata-mata untuk orang lanjut Untuk melawan persyaratan, pinjaman saya disimpan di rekening bank saya tanpa agunan. Saya akan menyesal Total hidupku, Karena pada titik waktu saya hanya bercerai ayah dari anak saya, dan anak saya (Ridwan) dihadapkan dengan situasi hidup dan mati. Jangan ragu untuk menghubungi via Email: Claraloans@financier.com. Untuk pertanyaan lebih lanjut. hubungi saya via: Yunitanurudeen@gmail.com

    BalasHapus

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