ASBESTOS MATERIAL



This policy does not insure against the removal of asbestos material unless the asbestos is itself damaged by fire, lightning, aircraft impact, explosion, riot, civil commotion, smoke, vehicle impact, windstorm or hail, vandalism, malicious mischief, leakage or accidental discharge from fire protective systems.

Demolition or increased cost of reconstruction, repair, debris removal or loss of use necessitated by the enforcement of any law or ordinance regulating asbestos material.

Any governmental direction or request declaring that asbestos material present in or part of or utilised on any undamaged portion of the Insured’s property can no longer be used for the purpose for which it was intended or installed and must be removed or modified.

Notwithstanding any of the provisions of this section, the Insurer shall not be liable for loss, damage, costs, expenses, fines or penalties incurred or sustained by or imposed on the Insured at the order of any Governmental Agency Court or other authority arising from  any cause whatsoever.
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